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As well as, regardless of statistics asserting that Individuals carry greater than $2.5 trillion in personal debt, tens of millions of American families have cash within the bank, mortgages they will actually afford -- and no bank card debt [source: Federal Reserve]. These fortunate of us are the people who are in one of the best position to spend cash throughout a recession. Nonetheless, that doesn't suggest that it is their patriotic responsibility to go on wild procuring sprees to make up for the meager consumerism of their neighbors.