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Lending institution paid personal home loan insurance, or LPMI, is similar to BPMI except that it is paid by the loan provider and also developed right into the rates of interest of the mortgage. LPMI is typically an attribute of car loans that assert not to need Mortgage Insurance policy for high LTV fundings. Customers incorrectly assume that private home mortgage insurance coverage makes them special, but there are no exclusive services supplied with this type of insurance.