Lending institution paid exclusive home mortgage insurance policy, or LPMI, is similar to BPMI other than that it is paid by the loan provider as well as constructed into the rates of interest of the mortgage. LPMI is normally a function of fundings that assert not to need Home mortgage Insurance policy for high LTV car loans. Debtors mistakenly believe that exclusive home mortgage insurance coverage makes them special, yet there are no exclusive services supplied with this type of insurance.