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There are seven industrial banks with 96 branches in Kuwait, of which one is a single-department operation belonging to a joint-venture bank (the Bank of Bahrain and Kuwait). The worker enters Kuwait on a Business visa, after which an application is made for an NOC for employment. A. It usually takes 2-3 days to confirm your personal loan application. Q. What is the typical processing charge charged by HDFC for personal loans? You can even opt for balance transfer from HDFC in case you need to extend or decrease your loan tenure or EMI, and your present bank is unwilling to accommodate you. Even though a personal loan might be granted for so long as 5 years, you'll be able to reduce it right down to 4 years or so to cut back the outflow of interest out of your pocket. Which is why you may calculate EMI for HDFC Bank personal loans by utilizing our personal loan EMI calculator. It may be opened in a chosen publish office or a bank department.