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Once your loan is accepted and also you obtain the cash, ensure that to stay on top of your repayments. Graduate students can borrow up to $138,500 ($224,000 for medical faculty college students), together with undergraduate student loans. If the student is a army veteran or if the scholar is married or has dependents of their own, that pupil (even when they're an undergraduate) is deemed independent. In addition, the aggregate loan limits for impartial undergraduate college students are $57,500, compared with $31,000 for dependent undergraduate college students. Most U.S. faculty students are eligible for Federal Direct Loans (also referred to as "Stafford Loans"), which don't depend upon the applicant’s credit score historical past and do not require a cosigner. Signing the FAFSA doesn't obligate the mother or father to borrow or repay their child’s federal student loans. Find out how to Get a Loan With No Guarantor Required? No, a full credit check will at all times be required before you can get a loan without a guarantor.