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Home Loan Insurance Policy & Homeownership.

Home Loan Insurance Policy & Homeownership.

Personal mortgage insurance policy, or PMI, is commonly needed with many traditional (non federal government backed) home loan programs when the deposit or equity setting is less than 20% of the residential or commercial property worth. BPMI permits consumers to acquire a mortgage without having to supply 20% down payment, by covering the loan provider for the added risk of a high loan-to-value (LTV) mortgage. On the various other hand, it is not necessary for proprietors of exclusive houses in Singapore to take a home loan insurance policy.

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